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Why do insurers shy away from covering end-of-life care? The answer lies in the economics of healthcare. Terminal treatments are often expensive, prolonged, and unpredictable, making them risky investments for insurance companies. However, this business model fails to acknowledge the deep bond humans share with their pets, a bond that transcends financial considerations. As society increasingly recognizes the emotional value of companion animals, there is a growing call for more inclusive insurance policies that address the holistic needs of pets.

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